Specific Plan
Here is the specific plan to handle the industry disruption: Have me use my training as an enterprise architect to gather requirements for custom indexes from several local financial advisors. Put in a request to CMU to have students work on algorithms, data, and backtests, managed by me (due to my prior success). Have algorithms Read more ➝
Financial Advisor “Disruption”
When Uber and Lyft invaded the taxi industry, turbotax disrupted the tax industry, and amazon disrupted, well, industry, many denied their risk. The robots are coming for financial advisors. We should try to manage risk, even embrace it. Disruption will happen, but it is survivable for those who adapt. The personal touch is what taxi Read more ➝
Market down – when and where to invest in the recovery
Many people are wondering where to invest now.The best answer, if you don’t have the resources to do a fundamental computer analysis, would be to go for the index funds and waiting.Many stores are falling apart, like macy’s, jcpenny, and others. Their stock prices are too low to even short sell them. It is almost Read more ➝
We Just Learned Our Lesson, But What Did We Learn?
Right now, if you ask most people, they will tell you what they think we have learned from the Covid-19 pandemic. However, if we haven’t learned as a society, then we haven’t learned at all. What could we have done better from the start? What will we do better next time? Spoiler Alert: There will Read more ➝
Unemployment – how the employed can support the unemployed
We decided for numerous reasons to respond to the pandemic by issuing stay at home orders in many states and nations. This has led to people being unable to care for family members with disabilities. Unemployment rocketed to 20% or more, levels not seen since the great depression. Many local businesses will not survive. Poor Read more ➝
Covid 19 – was lockdown the right choice?
“America would have been better off if we didn’t socially distance”. This sentiment, hardly a logical or reasoned thought, has plagued all of us. Why not just take the virus dead on, and let nature take its course? Are we better off hiding from one another?Of course almost every nation in the world has imposed Read more ➝
Financial Engineering
Financial engineering is the application of mathematical methods to the solution of problems in finance. What can finance learn from mathematics? We can greatly improve returns if we know how money flows through the systems we build and how to keep capital safe from exploitation and waste. As we go through each investment, we look Read more ➝
Quant
“Quant” is short for quantitative analysis. It involves using stock data from many years, algorithms, computers and figuring out what maximizes investments or minimizes risk. If you are looking for financial advisory services from a quant who was trained in computer science, observe my portfolio. My personal financial returns, currently around 20% per year. My Read more ➝
How does the 412 system perform during a market upswing and downturn?
Past results do not guarantee future returns. After reviewing several cycles, the 412 algorithm’s stocks follow an interesting pattern. The specific 412 algorithm was made to increase on market returns, but it does not claim the ability to never drop in value, in theory or in design. It simply outperforms the market. That is, the Read more ➝
Scientifically Proven
To the best of my knowledge and abilities, the 412 system has been scientifically proven over the last 5 years. There was a hypothesis, that high value stocks can be found through an algorithm, which would beat the market. There was over 3 dozen tests on backtests, forward tests, and side-by-side tests. Each test could Read more ➝